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Storm Damage

Checking for Storm Damage

  |   Home Maintenance, Homeowners Insurance, Hurricane, Resources   |   No comment

How to Check Your Property for Storm Damage

When a big storm hits in Clearwater, you hunker down inside, relying on your home to protect you and your family. Once that storm passes though, it’s time to repay the favor – identifying damage and protecting your home from further issues.

The National Storm Damage Center has a number of resources and tips for homeowners. Here are four major things that we here at Condon-Meek Insurance recommend you check after a storm:

Your roof: If you see holes, split seams or missing shingles on your roof or if you notice leaking inside or out, it’s a good idea to have a qualified inspector come assess the situation.

Your exterior: Siding, brick and stucco are all vulnerable to storm damage. You’ll want to look for cracking, chipping or dings and dents in siding, and for holes in stucco. Look closely and at different times of the day. Some homewoners don’t notice damage until it’s too late to file a claim, and different lighting can reveal damage you didn’t see before.

Driveways and walkways: Cracking and splitting can create safety hazards, as well as reduce the lifespan of the concrete.

Trees: According to the National Storm Damage Center, fallen tress and limbs cause more than $1 billion in damage annually. Check roofs, vehicles, fences, and machinery for fallen limbs that may have caused damage or could pose a risk. Clean up what you safely can and rely on a reputable tree removal service to handle the rest. Depending on the circumstances, your homeowners insurance policy may help with tree removal and damage repair costs – if you experience a covered loss, that is.

A few more helpful tips:

  • Keep trees well maintained and trimmed. Also notify neighbors if you see any overhanging branches on any of their trees.
  • Know your insurance. Take a look at your policy so you know what’s covered, what your limits and deductibles are, etc. This will prevent any surprises during the claims process.
  • Take pictures. Photographs can help you show the cause and extent of any storm damage that occurs.
  • Of course, if you’ve suffered through a major storm, don’t hesitate to call us at Condon-Meek Insurance (1-800-221-1964) for help with an insurance claim or with finding a professional property inspector.

 

IMPORTANT DISCLAIMER:  This information brought to you by Condon-Meek Insurance and SafeCo, is for informational purposes only, please contact your agent directly to speak with them regarding any coverages or changes to your specific policies.